Best Crypto Exchanges in the Netherlands

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The Netherlands has established itself as a forward-thinking hub for cryptocurrency adoption and regulation in Europe. With strong oversight from the Dutch Authority for the Financial Markets (AFM) and De Nederlandsche Bank (DNB), Dutch investors are increasingly turning to compliant, secure, and user-friendly crypto exchanges to enter the digital asset space.

This guide explores the top crypto exchanges in the Netherlands, evaluating each platform based on regulatory compliance, supported cryptocurrencies, transaction fees, payment methods, and overall user experience. Whether you're a beginner or an experienced trader, this breakdown will help you choose the best platform for your needs.

👉 Discover the most trusted crypto exchange for Dutch investors in 2025.

Why Choose a Regulated Crypto Exchange?

Before diving into specific platforms, it’s essential to understand why regulatory compliance matters. In the Netherlands, crypto service providers must register with DNB and adhere to anti-money laundering (AML) and know-your-customer (KYC) requirements. Choosing an exchange regulated by DNB ensures:

Investing through a registered platform not only safeguards your assets but also simplifies tax reporting and enhances trust in the ecosystem.

Top 5 Crypto Exchanges in the Netherlands

1. eToro – Best Overall Crypto Exchange

eToro stands out as the top choice for Dutch investors seeking a well-rounded trading experience. Known globally for its social trading features, eToro offers access to over 120 cryptocurrencies, including Bitcoin, Ethereum, and emerging altcoins.

The platform supports multiple deposit methods such as bank transfer, debit/credit card, PayPal, Skrill, and Neteller, making it easy to fund your account in EUR. Minimum deposits start at just $50, and trading fees are applied as a spread markup ranging from 0.75% to 5%, depending on the asset.

eToro is officially registered with DNB as a crypto service provider, ensuring full compliance with Dutch regulations.

Why We Recommend eToro:

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2. Bybit – Best for Advanced Traders

Bybit has gained popularity among experienced traders due to its high-performance trading engine, advanced order types, and robust security protocols. While not DNB-registered, Bybit complies with international KYC and AML standards and offers strong protection through multi-signature cold wallets and encrypted data storage.

The platform supports more than 50 cryptocurrencies and features competitive trading fees starting at 0.025%, making it ideal for frequent traders. Deposits can be made via bank transfer, credit/debit cards, Apple Pay, and Google Pay, with a minimum entry of just 1 USDT.

Though geared toward professionals, Bybit also offers educational resources and demo accounts for newcomers.

Key Advantages:

3. Bitvavo – Best for Beginners

As a homegrown Dutch exchange founded in 2018, Bitvavo has become the go-to platform for new crypto investors in the Netherlands. Its clean design, straightforward navigation, and support for iDEAL payments make it exceptionally accessible.

Bitvavo offers over 50 cryptocurrencies and charges transparent fees between 0.25% and 0.30% per trade. The minimum deposit is only €1, lowering the barrier to entry significantly. Users can deposit funds via iDEAL, SEPA transfer, or credit card.

Importantly, Bitvavo is fully regulated by DNB, giving Dutch users peace of mind regarding legal compliance and asset security.

Why Choose Bitvavo?

4. Bitstamp – Ideal for Institutional Investors

Founded in 2011, Bitstamp is one of the oldest and most reputable exchanges in Europe. It caters particularly well to professional traders and institutions operating in the Netherlands.

With licenses in Luxembourg and other EU jurisdictions, Bitstamp provides access to over 30 cryptocurrencies and offers tight spreads with fees as low as 0.1%. The minimum deposit is €5, and funding options include SEPA transfers and credit cards.

Its high liquidity and API support make it suitable for algorithmic trading and large-volume operations.

Notable Features:

5. Anycoin Direct – The Most Affordable Option

For cost-conscious investors, Anycoin Direct offers some of the lowest fees in the Dutch market—starting at just 0.35%. This Amsterdam-based platform supports more than 15 cryptocurrencies and accepts local payment methods like iDEAL and SEPA.

While it doesn’t offer as many assets as competitors, its pricing model makes it attractive for small-scale or one-time purchases. The minimum deposit is €10, and all users must complete ID verification.

Anycoin Direct emphasizes ease of use and fast transaction processing, making it a solid budget-friendly option.

Highlights:

How to Buy Cryptocurrency in the Netherlands: Step-by-Step

Follow these steps to safely purchase digital assets:

  1. Choose a Regulated Exchange: Opt for platforms like eToro or Bitvavo that are registered with DNB.
  2. Create an Account: Provide basic personal details and complete email/SMS verification.
  3. Complete KYC Verification: Upload government-issued ID and proof of address.
  4. Deposit Euros: Use iDEAL, SEPA, or card payments to add funds.
  5. Select Your Crypto: Browse available coins and place your order.
  6. Store Securely: Transfer holdings to a private wallet for long-term safety.

Is Crypto Legal in the Netherlands?

Yes. Cryptocurrencies are fully legal in the Netherlands for investment, trading, and payments—though they are not considered legal tender. The AFM oversees market conduct and transparency, while DNB focuses on financial stability and AML enforcement.

Using a registered exchange ensures you operate within the legal framework and avoid potential penalties.

How Is Crypto Taxed?

In the Netherlands, crypto falls under Box 3 of the income tax system, which covers savings and investments. Taxpayers are subject to a deemed return of 1.9% to 5.69%, based on the total value of their assets as of January 1 each year.

You do not pay tax on capital gains directly; instead, you’re taxed on an estimated yield from your portfolio, regardless of actual performance.

Frequently Asked Questions (FAQ)

Is it safe to buy crypto in the Netherlands?

Yes, as long as you use a DNB-registered exchange like eToro or Bitvavo. These platforms follow strict security and compliance protocols.

Can I use iDEAL to buy cryptocurrency?

Absolutely. Platforms like Bitvavo and Anycoin Direct support iDEAL for instant EUR deposits.

Do I need to pay taxes on crypto profits?

While there’s no direct capital gains tax, crypto holdings are taxed under Box 3 based on their total value at the start of the year.

Which exchange has the lowest fees?

Anycoin Direct offers some of the lowest trading fees starting at 0.35%, while Bybit provides ultra-low rates of 0.025% for active traders.

Can foreigners buy crypto in the Netherlands?

Yes, most Dutch exchanges accept international users, though full verification may require a local address or bank link.

Should I store crypto on the exchange or in a wallet?

For long-term holding, always use a private hardware or software wallet. Exchanges are convenient but pose higher risks if hacked.

Choosing the right crypto exchange in the Netherlands depends on your experience level, investment goals, and preferred payment methods. Whether you prioritize regulation, low fees, or ease of use, options like eToro, Bitvavo, and Bybit offer reliable pathways into the digital economy.

Stay compliant, invest wisely, and leverage trusted platforms to grow your portfolio securely.

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